new, year's, resolution, money, budget

Warning Signs for the New Year: January 21

Squirrels are so distracting! Keep your concentration of effort working hard for you. Today is the 21st day of the new year. “They” say that habits are formed after you perform an action for 21 days. I’m not sure that’s true, but it is a call to review your goals and see how you’re doing with all of them.

Most importantly, it’s time to take a poll! Help me out by letting me know where you have had victory these last 5 days of the journey.

Let’s get going into the next of the 31 Warning Signs. What do you need to be watching out for as you are attacking your New Year’s Resolutions this year? #31WarningSigns

DAY 21

Major Cause of Failure Number 21:

The habit of indiscriminate spending. The spend-thrift cannot succeed, mainly because he stands eternally in fear of poverty. Form the habit of systematic saving by putting aside a definite percentage of your income. Money in the bank gives one a very safe foundation of courage when bargaining for the sale of personal services. Without money, one must take what one is offered, and be glad to get it.

– Napoleon Hill, Think and Grow Rich

Living paycheck to paycheck. This is the lifestyle of so many Americans. Are you one of them? Are you living within your means? Do you know what means are?

I didn’t.

I had to do a lot of study to learn about the almighty dollar! I am still learning. Throwing money at what asks for it is not a good sign. #31WarningSigns

new, year's, resolution, money, budget

One of the most important things I have done to help our family’s financial situation is write down where my money is coming in from (Income), which is pretty easy. But the major part was making sure I knew where my money was going (Expenses). After I knew these numbers, I was able to be proactive in telling my money where to go from that point.

Don’t let money just fly away. It will go where you tell it to. It is very obedient. If you are not putting a budget together, money has a tendency to find ways to fly away on it’s own. You can do it. And if you do, you will be able to attack those New Year’s Resolutions with even more power!

If you need help with your finances, or want to talk about some resources that might be helpful, drop me a line.

On with your day people! And remember…

Go. Grow. Give.

Day 22

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